

Call us for a free quote today! 804-448-2402 (Ladysmith)
804-633-2402 (Bowling Green)
804-752-3504 (Ashland)
Home, Auto, Business, and Life Insurance in Virginia and North Carolina
Virginia: Caroline County, VA (Ruther Glen, Ladysmith, Bowling Green, Woodford)
Hanover County, VA (Ashland, Mechanicsville, Glen Allen)
North Carolina: Nags Head, Kitty Hawk, Kill Devil Hills, Rodanthe, Waves, Salvo
ABOUT US
We are an independent, full service insurance agency founded in 2010. We are appointed with and have access to many insurance companies to find you the coverage you need at a great price.

About Tingler Insurance

Our Mission
To provide great coverage at great rates with the best, personal service. Our job is to protect you, your family, and your business as if it is our own.
Meet the Team

LEE
TINGLER
Owner, Principal Agent
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Lee has close to 20 years' experience in financial markets including banking and insurance. He is board licensed in property and casualty (P&C) as well as life and health (L&H) insurances. He has been voted Best of the Best in Caroline County for insurance agent/insurance agency as well as businessperson of the year many times. He earned his BS in Business Administration from Virginia Commonwealth University. Lee is based in our Ladysmith office.
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804-448-2402

BETSY
TINGLER
Office manager, Agent
Betsy is a retired school science teacher who now manages the day-to-day office operations and bookkeeping. She is a board-licensed property and casualty insurance agent and earned her BS in Biology with teaching certification from Virginia Commonwealth University. She is also Lee and Micky's mom. Betsy is based in our Ladymith office.
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804-448-2402

MICKY
TINGLER
Agent, Co-owner
Micky is a former pharmaceutical bioanalytical chemist who focuses on commercial exposures. He is a board-licensed property and casualty insurance agent and a Certified Builders Insurance Agent (CBIA), the only agent in Caroline who has earned this designation. Micky earned his BS in Chemistry from the University of Mary Washington. He is also Lee's brother. Micky is based in our Bowling Green office.
804-633-2402

ANTOINETTE
STEPHENS
Office Manager
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Antoinette is an insurance veteran with 18 years and counting in the insurance industry. She is also a military veteran having honorably served our country in the US Navy. Antoinette is licensed in property and casualty insurance, life insurance, and is a Virginia Notary Public. She believes in providing excellent client service and strives to do what is best for clients at all times. She lives in Caroline County, VA and is based in our Ladysmith office.
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804-448-2402

DAVID
ENGLISH
Agent
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David is a seasoned sales professional having worked in engineering, software, and hardware, as well as insurance. He is also a military veteran having honorably served our country in the US Navy. Dave is licensed in property and casualty insurance and life insurance. He brings strong attention to detail along with providing excellent client service and strives to do what is best for clients by advising, not just selling. Dave lives in Hanover County, VA and is based in our Ladysmith office.
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804-448-2402

KELSEY
MEADOR
Licensed Client Services Representative
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Kelsey has a background in retail, restaurant service, and insurance. She has a property and casualty insurance license. She has a positive attitude and is client-centric always striving to do what is best for clients. She is passionate about family, church, and spending time at the ballfields supporting her active sons. She is based in our Bowling Green office.
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804-633-2402

EUGENE
FRYE
Agent
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Eugene "EJ" Frye has a background that includes many years in insurance including underwriting and sales. He has both a property and casualty and life insurance licenses. Eugene is client-centric focusing on being a beneficial consultant to clients, not just a salesman. He is passionate about family, loves sports, and coaching youth sports. Eugene earned a BS in Business from Virginia Commonwealth University. He is based in our Ladysmith office.
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540-779-7606

SHERRY
TINGLER
Agent
Sherry has many years of experience in the housing industry including office management for a construction contracting company and real estate. She is a licensed real estate agent and a licensed property and casualty insurance agent. Sherry earned her BS in Economics from the University of Virginia. She is also one of Lee and Micky's aunts. Sherry is based in our Ashland office.
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804-752-3504

EMMA-LEE
MITCHELL
Agent
Emma-Lee has many years of experience in the housing industry including office management for a construction contracting company and real estate. She is a licensed real estate agent and a licensed property and casualty insurance agent. Emma-Lee earned her BS from Virginia Commonwealth University and her MBA from George Washington University. She is also the sister of Sherry Tingler and aunt to Lee and Micky. Emma-Lee is based in our Ashland office.
804-752-3504

SYLVIA
TINGLER
Future Agent
Sylvia is the newest addition to our team. She loves people, but doesn't love naps. Sylvia is a quick learner and we expect her to earn her insurance licenses very soon! She is based in our Ladysmith office, though she often skips the office at this time.

HARPO
TINGLER
Human Resources
Quiet and discerning, Harpo enjoys cat food, chasing laser dots, and naps...lots of naps. Harpo has many years of napping experience and is based in our Ladysmith office.

OLIVER
TINGLER
Human Resources Intern
Enthusiastic and full of energy, Oliver, Ollie for short, has been working really well...though he does sleep on the job and seems to like catnip a bit too much! Ollie says, "Tingler Insurance is your purrrfect insurance choice!"
Valued Advisors

Wallace "Pepper"
TINGLER, Jr.
Pepper is a retired insurance agent, who worked 30 years as both a property & casualty and life & annuities professional for a Virginia insurance company with an office in Caroline. He was a top producing agent for the company at the agency, district, state, and southern multi-state regional areas for many years. Many former clients thank him to this day for the good advice he provided over many years, particularly in annuities as the value of having a knowledgeable professional on their side has become more apparent as the clients approach retirement themselves. He has been involved in other business ventures including owning/operating Gulf Oil stations and real estate. Pepper is also Lee and Micky's dad. He has been and continues to be a valued advisor to us. Thanks for everything, Dad!

Wallace "Chuck"
TINGLER, Sr.
Chuck was a retired certified public accountant, operating accounting firm Tingler & Miller later Tingler, Miller & Guy, and successful businessman. Before his passing, he was the Executor of the William A. Cooke Estate and William A. Cooke Foundation in Louisa, Virginia. He, along with his wife, Fannie Lee, were and are valued advisors. Thank you for everything Granddad and Grandma. We miss you, Granddad.
HOURS & LOCATIONS
(formerly Jefferson Davis Hwy)
Ruther Glen, Virginia 22546
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Monday - Friday
9:00 AM to 5:00 PM
Phone: 804-448-2402
Fax: 804-207-6315
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Monday - Friday
9:00 AM to 12:00 PM
1:00 PM to 4:00 PM
4:00 PM to 5:00 PM by appointment
Phone: 804-633-2402
Fax: 804-207-6315
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Monday - Friday
9:00 PM to 5:00 PM
Tel: 804-752-3504
Fax: 804-207-6315