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Car
Insurance

The insurance protection you need when you’re on the move:

  • Auto Insurance – Get the right insurance coverage for your car, truck, van or

        other vehicles.

  • Motorcycle Insurance – Ride safe and insure your motorcycle.

  • ATV and Motorsport Insurance – Insurance policies that cover all your toys.

 

  • Classic Car Insurance – Your classic car is an icon. Insure it well.

  • RV and Mobile Home Insurance – Home insurance for your home-on-the-road.

  • Boat and Watercraft Insurance – Insurance coverage for the captain of the ship.

Home
Insurance

You can also add supplemental policies such as:

  •  Valuable Articles/Floater policies

         (i.e. Jewelry Insurance)

  •  Flood policies

  •  Umbrella policies (additional liability)

Life
Insurance

Life insurance is a crucial step in planning for your future and the future of your loved ones.

  • Term Life Insurance provides life insurance protection for a specified period of time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.

  • Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.

INSURANCE

HOURS & LOCATIONS
Locations

18168 Jefferson Davis Hwy

Ruther Glen, Virginia 22546

 

Tel: 804-448-2402

Fax: 804-448-8418

500 England Street

Ashland, Virginia 23005

 

Tel: 804-752-3504

Fax: 804-752-7745

Hours

Ladysmith/Caroline:

Monday - Friday 9:00 am to 5:00 pm

Ashland/Hanover:

Monday - Friday 9:00 am to 5:00 pm

 

 

 

  •  The structure of your home

  •  Replacement costs or actual cash value for your home and possessions

  •  Personal possessions (up to a set limit)

  • Living expenses in case of a disaster

  • Liability

 

Homeowner’s coverage doesn’t have to be difficult to understand. A basic

Homeowners Insurance Policy will cover the following:

 
 
 
Commercial
Insurance

The insurance protection you need for your business:

  • Liability Insurance coverage protects businesses in a variety of ways.  It can protect against customer accidents as well as product liability.

  • Worker's Compensation is obtained by employers to provide coverage if an employee accident occurs on the job.  It is required in Virginia for certain businesses.

  • Business Property Insurance provides coverage for real estate including storefronts, other structures, and can include coverage for such things as signs and shrubbery.

 

  • Business Personal Property coverage protects business contents such as desks, computers, tools, and inventory.

  • Business Automobile Insurance is the car insurance for business vehicles.  It can provide all of the coverages found in personal auto policies.

 

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